What’s the difference between Terminal Illness Cover and Critical Illness Cover?

Terminal Illness Cover is included on our policies at no extra cost (minimum term of two years). It could pay out your chosen amount of cover if you’re diagnosed with a terminal illness and have a life expectancy of 12 months or less, rather than on death. Providing financial support at a time when it could be needed the most.

Critical Illness Cover is available when you buy your life insurance at an additional cost. It’s designed to pay out your chosen amount of cover if you’re diagnosed with one of our specified critical illnesses during the length of your policy.